📊 Demo Mode — Enter your carrier data below to see your revenue projections. Commission rules and tier tables are view-only in this version.

IA Insurance Revenue Calculator

Carrier commission & bonus revenue modeling — mirrors the Carrier / Rules / Calculations logic from the source workbook.

Owner mode — switch to demo view
Restricted view ·
Portfolio at a Glance
$1,188,284
Total Estimated Revenue
Total Premium
$4,815,000
Bonus Revenue
$716,084
Commission
$472,200
Blended ROI
24.68%
Premium Growth $
+$265,000

Revenue Analysis

Full revenue breakdown by source per carrier. What-If column shows projected revenue if you hit your growth target.

CarrierNB CommRenewal CommBonus CommAdditional CommAggregator Comm Total RevenueWhat-If RevenueROI
#1Carrier 1 LR 45.0% $6,000 $135,000 $66,825 $0 $0 $207,825 $209,580
+4% growth
15.39%
#2Carrier 2 LR 42.0% $4,200 $102,000 $612,000 $0 $0 $718,200 $768,180
+7% growth
70.41%
#3Carrier 3 LR 58.0% $2,200 $50,400 $2,240 $0 $0 $54,840 $60,798
+9% growth
9.79%
#4Carrier 4 LR 33.0% $7,800 $45,100 $11,787 $0 $0 $64,688 $69,239
+8% growth
15.78%
#5Carrier 5 LR 50.0% $1,500 $118,000 $23,231 $0 $0 $142,731 $198,177
+18% growth
9.68%

Revenue Breakdown

Carrier Data

Enter your premium, loss ratio and new business per carrier.

CarrierPrior Year DWPCurrent Year DWP Loss Ratio %New Business What-If Growth %
🟢 LR <45%  🟡 45–55%  🔴 >55%  ·  What-If models a growth scenario without changing your real numbers.
Commission Rules 🔒 view only

Base commission rates per carrier — mirrors the Rules sheet.

CarrierCarrier TypeNB Comm %RN Comm %Incentive Comm %Aggregator
Carrier 1
Carrier 2
Carrier 3
Carrier 4
Carrier 5
Advanced: Bonus Tier Tables

LR Bonus % and Growth Multiplier matrices — same six DWP tiers (<250k → >1.25m) used by the Matrix carrier-type formula. Edit freely; the calculator recomputes live.

LR Bonus % by Loss Ratio Tier × DWP Tier

<250k250k-500k500k-750k750k-1m1m-1.25m>1.25m
<30
30-34.9
35-39.9
40-44.9
45-49.9
50-54.9
55-59.9
>59.9

Growth Multiplier by Growth Tier × DWP Tier

<250k250k-500k500k-750k750k-1m1m-1.25m>1.25m
>4.9%
0-4.9%
-4.9 to <0%
-9.9 to '-5%
<-9.9%

Threshold-Type Tables

Growth Qualification — bonus pays only if growth meets the required % for that premium band.

Min PremiumMax PremiumRequired Growth %Growth Bonus %

LR Bonus — profit bonus by loss ratio band.

LR MinLR MaxProfit Bonus %
Detailed Calculations

Full tier-by-tier breakdown — mirrors the Calculations sheet.

CarrierCurrent DWPLRGrowth % LR TierLR Bonus %Profit FactorGrowth Mult.Bonus Payment NB Comm %RN Comm %Incentive Comm %New BusinessYTD PremiumCommission Payment Total Carrier RevRev / Premium
#1Carrier 1 $1,350,000 45.0% 8.0% 45-49.9 2.25%4.95%2.20x $66,825 12.00% 10.00% 0.00% $50,000 $1,350,000 $141,000 $207,825 15.39%
#2Carrier 2 $1,020,000 42.0% 13.3% 40-44.9 40.00%
profit bonus
60.00% 20.00%
growth bonus
$612,000 12.00% 10.00% 0.00% $35,000 $1,020,000 $106,200 $718,200 70.41%
#3Carrier 3 $560,000 58.0% -6.7% 55-59.9 0.50%0.40%0.80x $2,240 11.00% 9.00% 0.00% $20,000 $560,000 $52,600 $54,840 9.79%
#4Carrier 4 $410,000 33.0% 36.7% 30-34.9 2.50%2.88%1.15x $11,787 13.00% 11.00% 0.00% $60,000 $410,000 $52,900 $64,688 15.78%
#5Carrier 5 $1,475,000 50.0% -1.7% 50-54.9 1.50%1.57%1.05x $23,231 10.00% 8.00% 0.00% $15,000 $1,475,000 $119,500 $142,731 9.68%
InsuranceRevPro · Revenue estimates are based on user-entered data and carrier tier structures. Not a guarantee of carrier compensation.
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Last saved: 7/29/2026, 8:40:42 PM